Last Updated: 2026

Welcome to GetForeclosures.net and ForeclosureSecrets.net (collectively, the "Website"). These Terms and Conditions ("Terms") govern your access to and use of our Website, products, services, and digital content, including but not limited to the 2026 National Foreclosure Directory, training materials, mentorship programs, and any other educational resources (collectively, the "Services") offered by Marty Boardman and Foreclosure Secrets LLC ("Company," "we," "us," or "our").

By accessing or using our Website or purchasing any of our Services, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our Website or purchase our Services.

1. ACCEPTANCE OF TERMS

By accessing this Website, purchasing any product, or enrolling in any program, you acknowledge that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations. You also agree to comply with any additional guidelines or rules that may be posted on specific sections of the Website.

2. ELIGIBILITY

You must be at least 18 years of age and legally capable of entering into binding contracts to use our Services. By using this Website or purchasing our Services, you represent and warrant that you meet these eligibility requirements.

3. PRODUCTS AND SERVICES

Our Services include, but are not limited to:

• The 2026 National Foreclosure Directory and related digital products

• Educational training materials, courses, and video content

• Group coaching and mentorship programs

• One-on-one mentorship and consulting services

• Deal funding partnerships

• Access to online communities and support groups

All products and services are for educational and informational purposes only. We do not provide legal, financial, tax, or investment advice.

4. PRICING AND PAYMENT

All prices are listed in U.S. Dollars. We reserve the right to change pricing at any time without notice. Payment is due at the time of purchase unless otherwise specified. For mentorship programs with payment plans, you agree to complete all scheduled payments regardless of whether you continue to actively participate in the program.

5. REFUND POLICY

Due to the digital nature of our products and the immediate access granted upon purchase, all sales of digital products including the National Foreclosure Directory are final and non-refundable. For mentorship programs, please refer to your specific program agreement for refund terms. We may offer refunds at our sole discretion on a case-by-case basis.

6. INTELLECTUAL PROPERTY

All content on this Website and within our products—including but not limited to text, graphics, logos, images, audio, video, downloads, and software—is the property of Foreclosure Secrets LLC or its content suppliers and is protected by United States and international copyright laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any materials from our Website or products without our prior written consent, except for your personal, non-commercial use.

7. LICENSE TO USE

Upon purchase, you are granted a limited, non-exclusive, non-transferable license to access and use the purchased materials for your personal use only. You may not share, distribute, resell, or provide access to any materials to third parties. Violation of this license may result in immediate termination of access and legal action.

8. USER CONDUCT

When participating in our community groups, coaching calls, or any interactive features, you agree not to:

• Post or transmit any unlawful, threatening, defamatory, or harassing content

• Impersonate any person or entity

• Spam, solicit, or promote competing products or services

• Share login credentials or provide unauthorized access to others

• Engage in any activity that disrupts or interferes with our Services

9. DISCLAIMER OF WARRANTIES

OUR WEBSITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.

10. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY LAW, FORECLOSURE SECRETS LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM YOUR USE OF OUR SERVICES. OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID FOR THE SPECIFIC PRODUCT OR SERVICE GIVING RISE TO THE CLAIM.

11. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Foreclosure Secrets LLC and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or in any way connected with your access to or use of our Services, your violation of these Terms, or your violation of any rights of another.

12. GOVERNING LAW AND DISPUTE RESOLUTION

These Terms shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be resolved through binding arbitration in Phoenix, Arizona, in accordance with the rules of the American Arbitration Association. You waive any right to participate in a class action lawsuit or class-wide arbitration.

13. MODIFICATIONS TO TERMS

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website or Services after any changes constitutes your acceptance of the new Terms.

14. SEVERABILITY

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

15. CONTACT INFORMATION

For questions about these Terms, please contact us at: support@foreclosuresecrets.net

PRIVACY POLICY

Last Updated: 2026

This Privacy Policy describes how Foreclosure Secrets LLC ("Company," "we," "us," or "our") collects, uses, and shares information about you when you visit our websites at GetForeclosures.net and ForeclosureSecrets.net (collectively, the "Website"), purchase our products, or use our services.

1. INFORMATION WE COLLECT

Information You Provide:

• Contact information (name, email address, phone number, mailing address)

• Payment and billing information (processed securely through third-party payment processors)

• Account credentials

• Information submitted through forms, surveys, or applications

• Communications you send to us

Information Collected Automatically:

• Device information (IP address, browser type, operating system)

• Usage data (pages visited, time spent on pages, links clicked)

• Cookies and similar tracking technologies

• Location information (general geographic location based on IP address)

2. HOW WE USE YOUR INFORMATION

We use the information we collect to:

• Process your purchases and deliver products and services

• Communicate with you about your account, orders, and inquiries

• Send marketing communications (with your consent where required)

• Provide customer support

• Improve our Website and Services

• Analyze usage patterns and trends

• Protect against fraud and unauthorized transactions

• Comply with legal obligations

3. INFORMATION SHARING

We may share your information with:

• Service providers who assist in operating our business (payment processors, email service providers, hosting services)

• Professional advisors (lawyers, accountants, consultants)

• Law enforcement or government authorities when required by law

• In connection with a merger, acquisition, or sale of assets

We do not sell your personal information to third parties for their marketing purposes.

4. COOKIES AND TRACKING TECHNOLOGIES

We use cookies and similar technologies to collect usage information and improve your experience. Cookies are small data files stored on your device. You can control cookies through your browser settings, but disabling cookies may affect the functionality of our Website.

We also use third-party analytics services (such as Google Analytics) and advertising platforms (such as Facebook Pixel) to understand how visitors use our Website and to deliver targeted advertisements.

5. EMAIL MARKETING

When you provide your email address, you may receive marketing emails from us about our products, services, and educational content. You can unsubscribe at any time by clicking the "unsubscribe" link in any email or by contacting us directly. Even if you unsubscribe from marketing emails, we may still send you transactional emails related to your purchases or account.

5A. SMS/TEXT MESSAGING

If you provide your phone number and consent to receive text messages, we may send you:

A link to your directory download

Notifications about free trainings and events

Educational content related to real estate investing

Messages are sent via an autodialer. Message frequency is approximately 4 messages per month, though frequency may vary. Standard message and data rates may apply depending on your mobile carrier.

You may opt out of text messages at any time by replying STOP to any message. For assistance, reply HELP or contact us at support@foreclosuresecrets.net.

We do not sell, rent, or share your phone number with third parties for their marketing purposes. Your phone number will only be used by Get Foreclosures to send you the messages described above.

Consent to receive text messages is not a condition of any purchase.

6. DATA SECURITY

We implement reasonable security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security of your information.

7. DATA RETENTION

We retain your personal information for as long as necessary to provide our Services, comply with legal obligations, resolve disputes, and enforce our agreements. When we no longer need your information, we will securely delete or anonymize it.

8. YOUR RIGHTS AND CHOICES

Depending on your location, you may have certain rights regarding your personal information, including the right to:

• Access the personal information we hold about you

• Correct inaccurate information

• Request deletion of your information

• Object to or restrict certain processing

• Opt out of marketing communications

To exercise these rights, please contact us at support@foreclosuresecrets.net.

9. CALIFORNIA PRIVACY RIGHTS

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete your information, and the right to opt out of the sale of your information. We do not sell personal information as defined by the CCPA.

10. CHILDREN'S PRIVACY

Our Website and Services are not intended for children under 18 years of age. We do not knowingly collect personal information from children. If we learn we have collected information from a child under 18, we will delete that information promptly.

11. THIRD-PARTY LINKS

Our Website may contain links to third-party websites. We are not responsible for the privacy practices of those websites. We encourage you to review the privacy policies of any third-party sites you visit.

12. CHANGES TO THIS POLICY

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the new policy on this page with an updated "Last Updated" date. Your continued use of our Services after changes are posted constitutes your acceptance of the updated policy.

13. CONTACT US

If you have questions about this Privacy Policy or our data practices, please contact us at:

Foreclosure Secrets LLC

Email: support@foreclosuresecrets.net

EARNINGS DISCLAIMER

Last Updated: 2026

NO GUARANTEES OF INCOME OR RESULTS

The information provided by Foreclosure Secrets LLC, Marty Boardman, and through our websites at GetForeclosures.net and ForeclosureSecrets.net (collectively referred to as the "Company") is for educational and informational purposes only. The Company makes no representations, warranties, or guarantees, expressed or implied, regarding your potential earnings or income.

THERE IS NO GUARANTEE THAT YOU WILL EARN ANY MONEY USING THE TECHNIQUES, STRATEGIES, IDEAS, OR PRODUCTS WE PROVIDE. NOTHING ON OUR WEBSITE OR IN OUR MATERIALS IS A PROMISE OR GUARANTEE OF EARNINGS OR FUTURE INCOME.

INDIVIDUAL RESULTS VARY

Any earnings or income statements, or any earnings or income examples, are only estimates of what we think you could earn. There is absolutely no assurance you will do as well. If you rely upon our figures, you must accept the risk of not doing as well.

Your results will vary and depend on many factors, including but not limited to:

• Your individual capacity, effort, and commitment

• Your experience and skill level in real estate

• Your access to capital and financing

• Current market conditions in your area

• The time and effort you dedicate to the business

• Economic conditions and real estate market fluctuations

• Local and state laws and regulations

• Competition in your market

TESTIMONIALS AND SUCCESS STORIES

The testimonials and examples used on our Website and in our materials are exceptional results, don't apply to the average purchaser, and are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individual's success depends on his or her background, dedication, desire, and motivation.

Testimonials shown are real and represent actual clients' experiences. However, they are not indicative of future performance or success of any other individuals. We have not verified the results of any testimonial, and results are not typical.

BUSINESS RISKS

Real estate investing involves significant risk. You could lose money. There are no guarantees concerning the level of success you may experience. Past performance of the Company, its owners, or any of its clients does not indicate future success.

Factors that can affect your results include:

• Real estate market volatility and economic downturns

• Changes in foreclosure laws and regulations

• Property condition issues and unexpected repair costs

• Title issues and legal complications

• Difficulty finding motivated sellers

• Financing challenges

• Competition from other investors

NOT PROFESSIONAL ADVICE

The information provided through our Website, products, and services is educational in nature and is not intended to be, and should not be construed as, legal, financial, tax, accounting, or investment advice. We are not licensed attorneys, CPAs, financial advisors, or real estate brokers.

Before making any investment decisions or taking any actions based on our content, you should consult with qualified professionals including real estate attorneys, accountants, financial advisors, and licensed real estate professionals in your jurisdiction.

FORWARD-LOOKING STATEMENTS

Any statements contained in our materials that are not statements of historical fact may be deemed to be forward-looking statements. Forward-looking statements are based on expectations, estimates, and projections at the time the statements were made and are subject to various risks and uncertainties, many of which are beyond our control.

YOUR RESPONSIBILITY

You are solely responsible for your own decisions and actions. By purchasing our products or services, you accept full responsibility for your actions, knowing that the results you experience will be determined by your own efforts, choices, and circumstances.

USE OF INFORMATION

By using our Website and purchasing our products, you agree to absolve the Company, its owners, employees, agents, and affiliates of any and all liability or loss that you or any person or entity associated with you may suffer or incur as a result of the use of the information contained in this website and any information provided to you in our products and services.

DEAL FUNDING DISCLAIMER

Our mentorship programs may include deal funding partnerships where we provide capital for approved deals in exchange for a percentage of profits. Participation in deal funding is subject to separate agreements and is at the sole discretion of the Company. Not all deals will qualify for funding. Deal approval is based on the numbers, market conditions, and other factors determined solely by the Company.

CONTACT INFORMATION

If you have questions about this Earnings Disclaimer, please contact us at: support@foreclosuresecrets.net

By using our Website or purchasing our products and services, you acknowledge that you have read, understood, and agree to this Earnings Disclaimer.